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Average Rent in Indiana
Rent in Indiana runs from a 2-bedroom Fair Market Rent of $1,014 a month in Adams to $1,536 in Boone — a spread of 1.5× inside one state. The table below is the complete FY2027 HUD schedule for Indiana: every county (or county-equivalent) with its Fair Market Rent for each unit size, efficiency through four bedrooms. For context, the Census Bureau's American Community Survey measured Indiana's median gross rent — what renter households actually reported paying — at $1,104 a month in 2024.
FY2027 Fair Market Rents by county in Indiana
| County | HUD rent area | Efficiency | 1 BR | 2 BR | 3 BR | 4 BR |
|---|---|---|---|---|---|---|
| Adams County | Adams County, IN | $759 | $931 | $1,014 | $1,281 | $1,413 |
| Allen County | Fort Wayne, IN HUD Metro FMR Area | $1,025 | $1,026 | $1,248 | $1,534 | $1,679 |
| Bartholomew County | Columbus, IN MSA | $1,261 | $1,276 | $1,493 | $1,779 | $2,126 |
| Benton County | Lafayette-West Lafayette, IN HUD Metro FMR Area | $942 | $1,070 | $1,273 | $1,517 | $2,128 |
| Blackford County | Blackford County, IN | $759 | $775 | $1,014 | $1,373 | $1,589 |
| Boone County | Indianapolis-Carmel, IN HUD Metro FMR Area | $1,187 | $1,336 | $1,536 | $1,991 | $2,425 |
| Brown County | Indianapolis-Carmel, IN HUD Metro FMR Area | $1,187 | $1,336 | $1,536 | $1,991 | $2,425 |
| Carroll County | Carroll County, IN HUD Metro FMR Area | $760 | $787 | $1,027 | $1,232 | $1,396 |
| Cass County | Cass County, IN | $831 | $836 | $1,014 | $1,350 | $1,355 |
| Clark County | Louisville, KY-IN HUD Metro FMR Area | $976 | $1,058 | $1,276 | $1,629 | $1,874 |
| Clay County | Terre Haute, IN HUD Metro FMR Area | $890 | $896 | $1,164 | $1,387 | $1,610 |
| Clinton County | Clinton County, IN | $850 | $855 | $1,063 | $1,416 | $1,445 |
| Crawford County | Crawford County, IN | $759 | $834 | $1,014 | $1,404 | $1,479 |
| Daviess County | Daviess County, IN | $815 | $833 | $1,090 | $1,336 | $1,433 |
| Dearborn County | Cincinnati, OH-KY-IN HUD Metro FMR Area | $1,052 | $1,128 | $1,442 | $1,897 | $2,141 |
| Decatur County | Decatur County, IN | $832 | $850 | $1,112 | $1,325 | $1,461 |
| DeKalb County | DeKalb County, IN | $765 | $814 | $1,023 | $1,270 | $1,344 |
| Delaware County | Muncie, IN MSA | $899 | $913 | $1,145 | $1,438 | $1,890 |
| Dubois County | Dubois County, IN | $759 | $775 | $1,014 | $1,351 | $1,695 |
| Elkhart County | Elkhart-Goshen, IN MSA | $1,008 | $1,048 | $1,253 | $1,653 | $1,752 |
| Fayette County | Fayette County, IN | $706 | $843 | $1,014 | $1,261 | $1,350 |
| Floyd County | Louisville, KY-IN HUD Metro FMR Area | $976 | $1,058 | $1,276 | $1,629 | $1,874 |
| Fountain County | Fountain County, IN | $759 | $775 | $1,014 | $1,279 | $1,695 |
| Franklin County | Franklin County, IN HUD Metro FMR Area | $841 | $950 | $1,148 | $1,503 | $1,509 |
| Fulton County | Fulton County, IN | $774 | $790 | $1,034 | $1,232 | $1,359 |
| Gibson County | Gibson County, IN | $822 | $828 | $1,083 | $1,364 | $1,524 |
| Grant County | Grant County, IN | $748 | $804 | $1,014 | $1,329 | $1,488 |
| Greene County | Greene County, IN | $770 | $775 | $1,014 | $1,266 | $1,533 |
| Hamilton County | Indianapolis-Carmel, IN HUD Metro FMR Area | $1,187 | $1,336 | $1,536 | $1,991 | $2,425 |
| Hancock County | Indianapolis-Carmel, IN HUD Metro FMR Area | $1,187 | $1,336 | $1,536 | $1,991 | $2,425 |
| Harrison County | Louisville, KY-IN HUD Metro FMR Area | $976 | $1,058 | $1,276 | $1,629 | $1,874 |
| Hendricks County | Indianapolis-Carmel, IN HUD Metro FMR Area | $1,187 | $1,336 | $1,536 | $1,991 | $2,425 |
| Henry County | Henry County, IN | $805 | $810 | $1,014 | $1,208 | $1,333 |
| Howard County | Kokomo, IN MSA | $909 | $915 | $1,179 | $1,420 | $1,636 |
| Huntington County | Huntington County, IN | $759 | $781 | $1,014 | $1,311 | $1,634 |
| Jackson County | Jackson County, IN | $867 | $873 | $1,142 | $1,445 | $1,507 |
| Jasper County | Jasper County, IN HUD Metro FMR Area | $1,024 | $1,031 | $1,349 | $1,741 | $1,773 |
| Jay County | Jay County, IN | $759 | $775 | $1,014 | $1,328 | $1,333 |
| Jefferson County | Jefferson County, IN | $752 | $862 | $1,041 | $1,313 | $1,636 |
| Jennings County | Jennings County, IN | $778 | $795 | $1,040 | $1,385 | $1,411 |
| Johnson County | Indianapolis-Carmel, IN HUD Metro FMR Area | $1,187 | $1,336 | $1,536 | $1,991 | $2,425 |
| Knox County | Knox County, IN | $769 | $775 | $1,014 | $1,332 | $1,333 |
| Kosciusko County | Kosciusko County, IN | $882 | $888 | $1,162 | $1,410 | $1,527 |
| LaGrange County | LaGrange County, IN | $789 | $794 | $1,039 | $1,238 | $1,366 |
| Lake County | Gary, IN HUD Metro FMR Area | $1,117 | $1,176 | $1,429 | $1,739 | $1,898 |
| LaPorte County | Michigan City-La Porte, IN MSA | $963 | $1,031 | $1,245 | $1,525 | $1,762 |
| Lawrence County | Lawrence County, IN | $768 | $784 | $1,026 | $1,222 | $1,572 |
| Madison County | Anderson, IN HUD Metro FMR Area | $1,011 | $1,017 | $1,331 | $1,743 | $1,749 |
| Marion County | Indianapolis-Carmel, IN HUD Metro FMR Area | $1,187 | $1,336 | $1,536 | $1,991 | $2,425 |
| Marshall County | Marshall County, IN | $814 | $877 | $1,088 | $1,296 | $1,430 |
| Martin County | Martin County, IN | $759 | $775 | $1,014 | $1,208 | $1,536 |
| Miami County | Miami County, IN | $759 | $827 | $1,014 | $1,208 | $1,412 |
| Monroe County | Bloomington, IN HUD Metro FMR Area | $1,001 | $1,096 | $1,252 | $1,601 | $1,932 |
| Montgomery County | Montgomery County, IN | $895 | $900 | $1,046 | $1,351 | $1,459 |
| Morgan County | Indianapolis-Carmel, IN HUD Metro FMR Area | $1,187 | $1,336 | $1,536 | $1,991 | $2,425 |
| Newton County | Gary, IN HUD Metro FMR Area | $1,117 | $1,176 | $1,429 | $1,739 | $1,898 |
| Noble County | Noble County, IN | $765 | $782 | $1,023 | $1,219 | $1,710 |
| Ohio County | Cincinnati, OH-KY-IN HUD Metro FMR Area | $1,052 | $1,128 | $1,442 | $1,897 | $2,141 |
| Orange County | Orange County, IN | $759 | $826 | $1,014 | $1,378 | $1,637 |
| Owen County | Owen County, IN HUD Metro FMR Area | $818 | $914 | $1,014 | $1,244 | $1,606 |
| Parke County | Parke County, IN | $759 | $775 | $1,014 | $1,328 | $1,333 |
| Perry County | Perry County, IN | $759 | $775 | $1,014 | $1,259 | $1,695 |
| Pike County | Pike County, IN | $759 | $775 | $1,014 | $1,404 | $1,429 |
| Porter County | Gary, IN HUD Metro FMR Area | $1,117 | $1,176 | $1,429 | $1,739 | $1,898 |
| Posey County | Evansville, IN MSA | $866 | $872 | $1,127 | $1,387 | $1,534 |
| Pulaski County | Pulaski County, IN | $759 | $893 | $1,014 | $1,404 | $1,695 |
| Putnam County | Putnam County, IN | $790 | $905 | $1,056 | $1,462 | $1,742 |
| Randolph County | Randolph County, IN | $706 | $931 | $1,014 | $1,328 | $1,333 |
| Ripley County | Ripley County, IN | $788 | $805 | $1,053 | $1,363 | $1,384 |
| Rush County | Rush County, IN | $759 | $786 | $1,014 | $1,208 | $1,333 |
| Scott County | Scott County, IN | $783 | $800 | $1,047 | $1,341 | $1,400 |
| Shelby County | Indianapolis-Carmel, IN HUD Metro FMR Area | $1,187 | $1,336 | $1,536 | $1,991 | $2,425 |
| Spencer County | Spencer County, IN | $706 | $775 | $1,014 | $1,351 | $1,356 |
| St. Joseph County | South Bend-Mishawaka, IN HUD Metro FMR Area | $937 | $1,093 | $1,276 | $1,545 | $1,677 |
| Starke County | Starke County, IN | $759 | $775 | $1,014 | $1,244 | $1,579 |
| Steuben County | Steuben County, IN | $837 | $842 | $1,102 | $1,415 | $1,448 |
| Sullivan County | Sullivan County, IN HUD Metro FMR Area | $810 | $816 | $1,067 | $1,370 | $1,783 |
| Switzerland County | Switzerland County, IN | $770 | $787 | $1,029 | $1,246 | $1,376 |
| Tippecanoe County | Lafayette-West Lafayette, IN HUD Metro FMR Area | $942 | $1,070 | $1,273 | $1,517 | $2,128 |
| Tipton County | Tipton County, IN HUD Metro FMR Area | $941 | $947 | $1,239 | $1,476 | $1,628 |
| Union County | Union County, IN | $759 | $775 | $1,014 | $1,248 | $1,356 |
| Vanderburgh County | Evansville, IN MSA | $866 | $872 | $1,127 | $1,387 | $1,534 |
| Vermillion County | Terre Haute, IN HUD Metro FMR Area | $890 | $896 | $1,164 | $1,387 | $1,610 |
| Vigo County | Terre Haute, IN HUD Metro FMR Area | $890 | $896 | $1,164 | $1,387 | $1,610 |
| Wabash County | Wabash County, IN | $759 | $775 | $1,014 | $1,208 | $1,348 |
| Warren County | Warren County, IN HUD Metro FMR Area | $750 | $892 | $1,014 | $1,328 | $1,333 |
| Warrick County | Evansville, IN MSA | $866 | $872 | $1,127 | $1,387 | $1,534 |
| Washington County | Washington County, IN HUD Metro FMR Area | $770 | $775 | $1,014 | $1,222 | $1,333 |
| Wayne County | Wayne County, IN | $770 | $775 | $1,014 | $1,281 | $1,333 |
| Wells County | Wells County, IN HUD Metro FMR Area | $837 | $842 | $1,102 | $1,342 | $1,535 |
| White County | White County, IN | $848 | $867 | $1,134 | $1,351 | $1,490 |
| Whitley County | Fort Wayne, IN HUD Metro FMR Area | $1,025 | $1,026 | $1,248 | $1,534 | $1,679 |
Two things in this table reward a second look. First, the 2-bedroom column (highlighted) is the standard benchmark: HUD and housing agencies quote it most often, and it is the column to use when comparing one county with another. Second, many counties share a rent area and therefore share identical figures — that is deliberate. HUD sets FMRs for rent areas, not individual counties: metropolitan counties in the same housing market get the same numbers, while each nonmetropolitan county is generally its own area. All figures are gross rents, meaning they include the cost of utilities on top of the lease rent.
Where Indiana rents run highest — and lowest
The three most expensive county listings in Indiana are Boone ($1,536), Brown ($1,536), Hamilton ($1,536). The three least expensive are Adams ($1,014), Blackford ($1,014), Cass ($1,014). That 1.5× gap between the top and bottom of the table is mostly a story of housing markets rather than county lines: the priciest figures belong to counties inside or near the state's large metropolitan areas, where wages, land prices, and demand are highest, while the lowest figures are rural counties where HUD's formula rests on thinner rental markets and lower incomes.
Measured against what renters actually pay, 46% of Indiana's county listings carry a 2-bedroom FMR above the state's ACS median gross rent of $1,104. That pattern is expected rather than alarming. An FMR is set near the 40th percentile of rents paid by recent movers, and recent movers usually pay more than long-settled tenants, whose rents are held down by tenure. The ACS median, by contrast, covers every renter household including those in place for a decade. Read together, the two series bracket the market: the ACS median shows the typical existing rent, and the FMR shows what a new lease at the modest end of the market is expected to cost.
What income covers the typical Indiana two-bedroom?
The long-standing affordability yardstick is the 30% rule: a household is "cost-burdened" when gross rent takes more than 30% of gross income. At the median Indiana county 2-bedroom FMR of $1,086, staying under the line takes an annual income of about $43,420 — roughly $21 an hour for a full-time worker. In Boone, the state's priciest market, the same rule requires about $61,440 a year. Our rent affordability calculator runs this math for your own income against the counties we cover in depth.
We also publish a dedicated page for Indiana’s largest rental market covered in depth: Marion, with the full bedroom-by-bedroom table and the income each unit size takes under the 30% rule.
Compare with the neighboring state tables: Illinois · Kansas. Or go back to the national overview for the most and least expensive counties in the country.
Indiana rent questions
What is the average rent in Indiana?
The Census Bureau's American Community Survey put Indiana's median gross rent at $1,104 a month in 2024. HUD's FY2027 Fair Market Rents put the median Indiana county 2-bedroom figure at $1,086, ranging from $1,014 in Adams to $1,536 in Boone.
What is a Fair Market Rent?
A Fair Market Rent is HUD's gross-rent benchmark for an area, set near the 40th percentile of rents paid by recent movers. Housing agencies use it to set payment standards for Housing Choice Vouchers, so it is a reliable yardstick for comparing rent levels between counties.
What salary do you need to rent a 2-bedroom in Indiana?
Under the common 30% rule — housing should cost no more than 30% of gross income — the median Indiana county 2-bedroom FMR of $1,086 a month implies an annual income of about $43,420. In the priciest county, Boone, the same rule implies about $61,440.
Sources: U.S. Department of Housing and Urban Development, Fair Market Rents FY2027 (county-level data file, effective October 1, 2026), huduser.gov; U.S. Census Bureau, American Community Survey 2024 1-year estimates, table B25031 (median gross rent), census.gov. Last verified: October 2026.