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Average Rent in San Diego, California
The FY2027 Fair Market Rent for a 2-bedroom home in San Diego is $2,823 a month, on HUD's gross-rent scale that includes utilities. San Diego sits in the San Diego-Chula Vista-Carlsbad, CA MSA, and its figures place it #11 among the 58 county rent listings published for California — $1,098 (64%) above the California county median. With a 2024 population of about 3,288,774, it is one of the rental markets we track in depth: below is the full bedroom-by-bedroom table, the income each size implies under the 30% rule, and how the county compares with its state and the country.
FY2027 Fair Market Rents in San Diego
| Unit size | Monthly FMR | Rent over a year | Income needed (30% rule) |
|---|---|---|---|
| Efficiency (0 BR) | $2,192 | $26,304 | $87,680 |
| 1 bedroom | $2,335 | $28,020 | $93,400 |
| 2 bedrooms | $2,823 | $33,876 | $112,920 |
| 3 bedrooms | $3,743 | $44,916 | $149,720 |
| 4 bedrooms | $4,526 | $54,312 | $181,040 |
The gaps between sizes tell you how this market prices space. In San Diego, stepping up from an efficiency to a one-bedroom adds $143 a month; stepping up from a one-bedroom to a two-bedroom adds $488 a month; and stepping up from a two-bedroom to a three-bedroom adds $920 a month. Families feel those steps directly, because voucher size standards and the 30% math both key off the bedroom count: a household approved for a 2-bedroom voucher that rents a 3-bedroom pays the difference itself unless the unit still passes the agency's rent-reasonableness test.
The 30% rule in San Diego
Housing is considered affordable when gross rent takes no more than 30% of gross household income. At the FY2027 2-bedroom FMR of $2,823, that means an income of about $112,920 a year — $33,876 of rent spread over twelve months. A 1-bedroom at $2,335 fits an income of $93,400, while a family-sized 4-bedroom at $4,526 needs $181,040. Remember that FMRs are gross rents: if a lease leaves utilities in the tenant's name, the housing agency applies a utility allowance so the combined cost is what gets compared with the payment standard. For workers, the 2-bedroom figure works out to about $54 an hour at full-time hours — a useful yardstick when weighing a job offer against local rent.
How San Diego, California compares
Against its own state, San Diego's 2-bedroom FMR sits above the statewide ACS median gross rent of $2,104, and $1,098 (64%) above the California county median. Against the country as a whole it is $1,805 above the national median area figure of $1,018. The state's priciest county listing is Santa Cruz at $4,254 and its least expensive is Modoc at $1,084, so San Diego sits within the California range. The full county-by-county table is on the California average rent page.
Vouchers and Fair Market Rents in San Diego
This is a metropolitan rent area. In a small number of the largest metro areas HUD also publishes Small Area FMRs by ZIP code, which housing agencies in those areas must or may use for vouchers; the figures here are the standard area-wide schedule. For Housing Choice Voucher holders, the number that matters day to day is the payment standard: the local housing agency sets it between 90% and 110% of the FMR for each unit size, and the subsidy is calculated from the lower of that standard or the actual gross rent. An FMR is not a rent control and not a quote — homes in San Diego lease both above and below these figures — but it is the benchmark every voucher lease is tested against, and a good neutral summary of where the modest end of this market sits.
San Diego rent questions
What is the Fair Market Rent for a 2-bedroom in San Diego, CA?
HUD's FY2027 Fair Market Rent for a 2-bedroom home in San Diego (San Diego-Chula Vista-Carlsbad, CA MSA) is $2,823 a month, gross rent including utilities. The efficiency figure is $2,192 and a 4-bedroom is $4,526.
What income do you need for a 2-bedroom in San Diego?
At the 30% rule, a 2-bedroom at the FY2027 FMR of $2,823 a month takes an annual income of about $112,920 — roughly $54 an hour full-time. Housing agencies may set voucher payment standards between 90% and 110% of the FMR.
How does San Diego compare with the rest of California?
Its 2-bedroom FMR of $2,823 ranks #11 among 58 county listings in California, $1,098 (64%) above the California county median, and sits above the statewide ACS median gross rent of $2,104.
Sources: U.S. Department of Housing and Urban Development, Fair Market Rents FY2027 (county-level data file, effective October 1, 2026), huduser.gov; U.S. Census Bureau, American Community Survey 2024 1-year estimates, table B25031 (median gross rent), census.gov. Last verified: October 2026.